CSE Umbrella Insurance

Ensuring you’re fully protected in a world filled with worst case scenarios is crucial. CSE’s Umbrella Insurance provides an extension of the same great coverage and an extra layer of protection for the unexpected. As the name suggests, it shields you from a downpour of liability during a major claim when your other coverage limits become exhausted. It makes sure you’re safe, your assets are maintained and your future is secure. We want to make certain that your life moves on and give you the comfort in knowing that your nest egg is locked down.

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When Will This Happen and How Does Umbrella Insurance Protect Me?

This extra liability adds protection to your existing policies to help pay for jury awards, out-of-court settlements, and the cost of legal fees that exceed your current underlying liability coverage in your Homeowners or Auto policy.

In essence, Umbrella insurance picks up where your Homeowners or Auto insurance leaves off. All of this for as little as $12 a month.

There are many situations where you may need more coverage than your Auto or Homeowners limit, and not having it could put your bank accounts, home and investments at risk.

Here’s an example: if you are at fault for a car accident and the other driver’s injuries are significant, you would be responsible for covering costs exceeding your policy limit. Considering the high cost of medical care, this amount could quickly reach the $100,000s. An Umbrella policy could cover the additional costs and protect your assets.

This level of added protection will give you peace of mind at an affordable price. Umbrella Insurance policies cost as little as $144 a year!

Liability Benefits

Coverage anywhere in the world

Coverage for defense costs and attorneys’ fees associated with claims against you as a landlord.

We strongly recommend you consider purchasing an Umbrella liability policy. Contact your CSE Independent Agent to help customize an insurance package for you with the coverages that fit you best at the right price and answer any questions regarding your policy.

Are you a public employee?

You qualify for special discounts on all CSE insurance products, including commercial.