CSE Commercial Insurance

CSE Insurance Group’s Commercial Package policy provides protection at competitive prices for apartments, condominiums, townhouse associations, planned unit developments, and small office buildings. Available in California and Nevada, our priority is to provide you with the right policy at the right price. We know that researching ways to save on your policy is not how you want to spend your time, and that is why your local CSE Independent Agent will apply all of the discounts you are eligible for.

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Coverage Overview:

Not sure how your coverage protects your assets?

Property coverage available under this program in­cludes:

  • Replacement cost
  • Business income
  • Accounts receivable
  • Outdoor property
  • Electronic data processing equipment & media
  • (Our commercial policies may also include enhanced coverage at no premium charge)
  • 25% additional limit to reconstruct your building in the event of cost overrun
  • Up to 18 months business income

Additional coverage options:

  • Ordinance
  • Sewer Back-up

Business liability coverage available:

  • Premises and operations
  • Personal injury and advertising injury
  • Employees and property managers (as additional insured)
  • Medical payments

Discounts Overview

Save if you have 5 or more years managing your properties.
4% Management Experience Discount
Save for having no losses.
Up to 9% Loss Free Discount
Save for renewing your policy with CSE.
Up to 10% Loyalty Discount
Save if you are a member of an Apartment Association.
Up to 10% Association Membership Discount
Save for using the services of a full time Professional Property Management business.
10% Professional Property Management Discount
Save if you insure two or more policies with us.
Up to 3% Multiple Policies

Are you a public employee?

You qualify for special discounts on certain CSE products!