CSE Commercial Insurance

CSE’s Commercial Insurance provides protection at competitive prices for apartments, condominiums , townhouse associations, planned unit developments, and small office buildings. Available in California and Nevada, our priority is to provide you with the right policy at the right price.

What does CSE’s Commercial Insurance include?

Business Liability

Provides protection against legal liability resulting from claims of bodily injury, personal injury, advertising injury to others, and property damage.

Building & Personal Property

Offers coverage of building structures at specified premises, such as storage buildings, swimming pools, garages, fences, and other structures. This coverage also extends to personal property involved in building maintenance or service.

Business Income & Extra Expense

In the event of a covered loss occurring at your commercial property, this coverage applies to the loss of business income caused by business operation suspensions.

Umbrella Coverage

Umbrella Coverage provides an extension of the same great coverage and an extra layer of protection from the unexpected, shielding you from a downpour of liability during a major claim after your other coverage limits are reached.

Optional Enhancements to Your Commercial Property Insurance

Additional Named Insured

This optional enhancement gives you the ability to add another person or organization as an additional insured.

Tenant Move-Back

Covers expenses incurred when moving your tenants back to the specified premises from a temporary location after your tenants temporarily vacate.

Ordinance and Law

Covers the cost incurred to rebuild your commercial property to current building codes after a covered loss.

Water Back-Up & Sump Overflow

Covers for loss caused by water back-up in sewers or drains.

Outdoor Property

This coverage extends to your outdoor radio and television antennas (including satellite dishes), trees limited to within 100 feet of building or blocking roadways, shrubs and plants. Debris removal expense is also included in this coverage.

Equipment Breakdown

Covers major household appliances in your commercial property against an unexpected mechanical or electrical breakdown not caused by normal wear and tear or corrosion.

Discounts Overview

Management Experience Discount
Save 4% if you have 5 or more years of experience managing your properties.
Loss Free Discount
Save up to 9% for having no losses.
Loyalty Discount
Save up to 10% for renewing your policy with CSE.
Association Membership Discount
Save up to 10% if you are a member of an Apartment Association.
Professional Property Management Discount
Save 10% for using the services of a full time Professional Property Management business.
Multi-Policy Discount
Save up to 3% if you insure two or more policies with us.

Our priority is to give you the highest feeling of security when it comes to your commercial property. We achieve this through our strong legacy and reputation for prompt, fair, and hassle-free claims payments.

We take pride in helping you plan for the unexpected.

Your local and knowledgeable CSE Independent Agent will help customize a commercial insurance package for you with the coverages that fit you best at the right price.