CSE Auto Insurance

CSE’s Automobile Insurance is built around a simple and authentic philosophy: to provide comprehensive coverage at affordable prices. That’s been our promise since day one.

All of our customizable options are designed to fit the needs of our drivers at rates that won’t break the bank. Our policies also have the flexibility for expanded liability limits to ensure you’re protected and feel secure – regardless of what may happen.

What does CSE’s Auto Insurance include?

Comprehensive Coverage

Comprehensive coverage helps pay for damage to your car caused by something other than a collision such as theft, fire, windstorm, or hitting an animal. If you lease or finance your vehicle, you may be required to purchase comprehensive insurance coverage.

Collision Coverage

Collision coverage helps pay for damage to your car if you collide with another car or something else such as a building, bridge, or tree, minus the amount of your deductible. If you lease or finance your vehicle, you may be required by your lender to purchase collision insurance coverage.

Bodily Injury Liability Coverage

If you cause a car accident that injures another person, bodily injury liability coverage helps protect you from losing your savings or home to pay for the damages, such as medical costs, loss of income and funeral expenses of other people involved in a covered accident.

Medical Payments Coverage

In the event you’re hurt in an accident and taken to the hospital, medical payments coverage pays for your initial medical expenses related to the accident, regardless of who is at fault. The passengers in your car are also covered, as well as family members living with you if they’re injured as pedestrians or when riding in another person’s car.

Property Damage Coverage

When you’re found legally responsible for a car accident, property damage liability coverage is the part of your insurance policy that pays for the costs associated with repairing or replacing another person’s property. This typically means damage to someone else’s car, but it could apply to any other type of property you damage in an accident.

Optional Enhancements to Your Policy

Protect your vehicle even further with these NEW CSE Coverages!

Full Glass Coverage

Pay no out-of-pocket expense or deductibles with this optional coverage for broken glass. Full glass coverage makes repairs easy to get you back on the road as soon as possible.

Loan/Lease Gap Coverage

In the unfortunate event of a total loss or stolen vehicle, loan/lease gap optional coverage will pay the balance of your loan or lease, if greater than the vehicle’s cash value at the time of the accident.

Equivalent Replacement Cost

Many insurance policies give you less than what you paid for a new vehicle because of depreciation. With our equivalent replacement cost option, if your new car is totaled, your replacement will also be brand new.


Take the risk out of rideshare driving. Transportation Network Companies (TNC) cover drivers while en route to a passenger and once a passenger is in your car. Opt into CSE’s Rideshare for protection when you are waiting to be matched with a passenger.

Original Equipment Manufacturer (OEM)

You only want high quality parts for your vehicle and we do, too. To ensure your repairs and replacements are from the original equipment manufacturer, add this option.

Roadside Assistance, 24/7

We provide prompt 24/7 emergency help when your car breaks down, you run out of gas, or you’re locked out. We respond to most calls within 25 minutes. CSE Roadside Assistance offers reliable services that make it easy to get back on the road.

Discounts Overview

Multi-Vehicle Discount
If your family has two or more automobiles in your household, you could save up to 24%.
Multi-Policy Discount
You could save up to 22% by insuring your home, apartment or condo with CSE. 
Good Driving Discount
Save up to 25% if you have 3+ years of good driving experience.
Superior Good Driver Discount (in CA only)
Save up to 20% if you have 5 years of clean driving experience.
Loyalty Discount (CA only)
Save up to 3% when you keep your policy with CSE.
Good Student Discount
Your good grades could save you up to 14% until age 25.

Backed by our strong legacy and reputation for prompt, fair, and hassle-free claims payments, our priority is to give you the most peace of mind on and off the road.

We take pride in helping you plan for the unexpected. It’s that simple.

Your local and knowledgeable CSE Independent Agent will help customize an automobile insurance package for you with the coverages that fit you best at the right price.